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Leasing
Service
DCC Technologies
offers diversified leasing services to our customers to meet their goals
and objectives.
Benefits
of Leasing
Leasing
frees working capital
As no large cash outlay is needed, leasing fixed assets preserves capital
for investment, purchase of inventory or funding other profit generating
opportunities.
Leasing
preserves existing credit lines
Leasing not only does not affect existing credit lines but opens new credit
lines which usually requires no down payment or outside collateral.
Leasing
provides a fixed budget
Leasing makes it easier to budget for a fixed monthly payment rather than
a variable interest loan. Leasing terms, payment streams and options can
be tailored to meet most budgets.
Leasing
offers tax advantages
Leasing generally provides a faster tax write-off than a cash purchase.
Lease payments can be deducted as an operating expense, making the payments
100% tax deductible. Therefore, the asset would be fully written off during
the lease term thus giving an accelerated write-off and reducing the after-tax
cost of the lease.
Leasing
is flexible
Leasing can be designed to fit your needs by offering a wide range of
financing options with flexible payments and buyout terms at expiry of
lease.
Leasing
provides financial efficiency
Leasing allows you to acquire equipment today and pay for it with revenue
generated by the new equipment. Expenses are matched to revenues generated
and this is good and sound business management.
Leasing
reduces the risk of obsolescence
Cash purchases of technological products run the high risk of obsolescence.
With leasing, upgrading can be done even during the lease period.
Reference
Calculation
How much
approximately would you pay monthly for a computer system? The equipment
cost and lease term will determine a "Rate Per Thousand". Divide the equipment
cost by $1,000 and multiply by the appropriate "Rate Per Thousand" will
give the monthly payment amount.
As a general
reference:
- Based
on the terms of 36-month lease and 10% buy-out,
| Reference |
Total
Purchase Amount |
Rate
/ $1000 Purchase |
Monthly
Payment Before Tax |
| Reference
A |
$2000
- $4999 |
$35.25
per $1000 purchase per month |
$70.50
- $176.21 per month |
| Reference
B |
$5000
- $10000 |
$35.00
per $1000 purchase per month |
$175.00
- $350.00 per month |
Example:
If you were planning to lease a $3000 ("Reference A" rate) computer system
with the terms of 36-month lease and 10% buy-out, approximate you would
be paying:
($3000/$1000)
x $35.25/month = 3 x $35.25/month = $105.75/month (before tax).
Important:
Please regard the above figures as references only. Actual figures will
be based upon credit approval.
Courtesy:
The above information is provided by
Lease Link Financial Corporation.
For more information, please contact Mr.
Robin Helwig. Toll-free: (877)322-6746 Toll-fax Fax: (877)623-2329
For online commercial application, please click
here.
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